you will find that it is easy. First, it is only obligatory on assets that grow and increase, or on items given the same legal status; it is not due on every kind of wealth. Rather, it applies to productive assets that yield profit, such as trade goods, or to what is treated like them, such as gold and silver—even though they themselves do not physically grow. As for the possessions a person keeps for his own use at home or for riding, the Prophet ﷺ said, “No charity is due from the believer on his slave or his horse.” All the household utensils, furnishings, domestic servants, cars, and similar items a person employs for his personal benefit are exempt from zakah. This is ease.

Moreover, the amount of obligatory zakah is extremely small—one quarter of one tenth, that is, one out of forty. This too is easy. When you pay it, your wealth will not decrease, for the Prophet ﷺ said, “Charity never diminishes wealth.” On the contrary, it brings blessing, causes the wealth to grow, purifies it, and refines it.

Consider fasting as well: it is not required all year, nor for half the year, nor even for a quarter of it, but for a single month out of twelve. Even then it is facilitated: if you fall ill, you may break your fast; if you travel, you may break your fast; and if you are permanently unable to fast at all, you may feed one needy person for each day.

Look at the pilgrimage too—how accessible it is. The Exalted says, “Pilgrimage to the House is a duty owed to Allah upon people—whoever…"