If the agent sets out on a journey with the qarad capital, he may take from it his living and clothing expenses—provided the sum is substantial enough to bear them. He should spend only on himself, in a customary manner, and not on his dependents. Once he has returned to his home town, he may no longer charge any personal expenses to the fund; if he nevertheless does so, the amount is deducted from his share of the profit, should any profit exist, otherwise he must repay it.
Should he come back with a garment, part of his outfit, or any leftover provision of appreciable worth, he must restore it in full to the capital, unless it is something trifling—such as the remnants of his food or a worn-out water-skin. Avoiding such items altogether is better, unless the owner waives his right to them. The travel expenses are first subtracted from the profit, after which the remainder is divided between them according to their agreed ratio. If no profit has been realized and he nevertheless spent on his journey, he is not required to reimburse the owner for what he consumed.
The agent may not show favoritism with the capital, make acts of charity from it, or recompense anyone out of it for a gift or anything similar. If they stipulate that he may draw a living allowance while residing in his own town, the qarad is thereby rendered invalid and must be annulled; should business nonetheless proceed on that basis, the contract is reduced to an ordinary qarad.
The agent may not sell on credit without the owner’s permission; if he does so and loss ensues, he is liable. He is free to purchase whatever goods and merchandise he wishes unless the owner forbids a specific item. The owner may authorize him to engage in credit transactions or forbid them; he may also forbid him a particular trade, a particular town, or travelling by sea even when the waters are calm.
As for sailing when the sea is rough, or at a time of year when people do not normally sail, or any other manifestly hazardous venture, no explicit prohibition is necessary, for the principle is that the capital was entrusted for safekeeping and growth, not to be exposed to destruction. And if he oversteps what the owner has instructed him