Majmu' al-FatawaIbn Taimiya

He was also asked—may Allah Most High have mercy on him:

A man pledged a belt, and the pledgee used it, breaking its strap and wearing away its coating. What is the ruling?

He replied:

If its value has diminished through the pledgee’s use, he must compensate for the diminution caused by that use. And Allah, glorified is He, knows best.

وَسُئِلَ - رَحِمَهُ اللَّهُ تَعَالَى -: عَنْ رَجُلٍ أَرْهَنَ حِيَاصَةً فَاسْتَعْمَلَهَا الْمُرْتَهِنُ فَقَطَعَ سَيْرَهَا وَعَدِمَ طَلْيَهَا؟ فَأَجَابَ: إنْ كَانَتْ نَقَصَتْ بِاسْتِعْمَالِ الْمُرْتَهِنِ فَعَلَيْهِ ضَمَانُ مَا نَقَصَ بِالِاسْتِعْمَالِ وَاَللَّهُ سُبْحَانَهُ أَعْلَمُ.

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