fear, fatigue, or weariness.
As for the subject of the oath, it is man. Allah says: ﴿Indeed, man is truly ungrateful to his Lord﴾. “Man” here refers to mankind as a whole. That is, unless mankind is granted guidance, it is truly ungrateful, meaning ungrateful for the blessings of Allah—Mighty and Majestic. Allah—Glorified and Exalted is He—says: ﴿But man undertook it. Indeed, he was unjust and ignorant﴾ [al-Ahzāb: 72]. It has also been said that “man” here means the disbeliever. According to this interpretation, it is a general expression by which a particular class is intended. The more apparent interpretation, however, is that it is general: were it not for Allah’s guidance, mankind as a whole would be ungrateful to its Lord—Mighty and Majestic.
Ungratefulness here means denying His blessings. Allah—Mighty and Majestic—provides for a person, yet this provision only increases him in arrogance and aversion. Indeed, some people transgress when they see themselves as self-sufficient and independent of Allah. How often wealth has corrupted the children of Adam! Such a person is ungrateful for Allah’s blessings: he denies Allah’s favor, fails to give thanks for it, and fails to obey Allah, because he is ungrateful for His blessings.
﴿And indeed, he is surely a witness to that﴾. It has been said that the pronoun “he” refers to Allah; that is, Allah Most High bears witness that the servant is ungrateful for His blessings.
It has also been said that it refers to man himself; that is, man bears witness against himself that he is ungrateful for the blessings of Allah—Mighty and Majestic.
The correct view is that the verse encompasses both meanings. Allah is witness to what lies within the heart of the son of Adam and to his deeds, while man is likewise a witness against himself. He may acknowledge this testimony in this world, or he may not; but on the Day of Resurrection, he will testify against himself, as Allah Most High says: ﴿On the Day when their tongues, their hands, and their feet will testify against them concerning what they used to do﴾ [al-Nūr: 24].
﴿And indeed, he﴾—meaning man—﴿is ardent in his love of wealth﴾. “Good” here means wealth, as Allah Most High says: ﴿Prescribed for you, when death approaches any one of you, if he leaves wealth, is that he make a bequest﴾ [al-Baqara: 180]—that is, if he leaves considerable wealth. Thus, “good” here means wealth, and man’s love of wealth is readily apparent. Allah Most High says: ﴿And you love wealth