Umdat at-TalibAl-Buhuti

Chapter on Interdiction (1)
Whoever is unable to settle any part of his debt may not be pressed for payment or imprisoned.
If a person’s assets are equal to, or greater than, the amount he owes, he is not placed under interdiction; he is ordered to pay. Should he refuse, he may be jailed at the creditor’s request, and if he persists the judge sells his property and satisfies the debt. He is not compelled to pay any liability whose term has not yet fallen due.
When a debtor’s property is insufficient to cover the debts already matured, he is interdicted at the request of any one of his creditors. It is recommended that the interdiction be made public; thereafter none of his dispositions regarding that property, nor any acknowledgement affecting it, is legally effective.
If someone locates the very item he had sold, lent, or otherwise transferred to the interdicted person, he may reclaim it—even after the interdiction, provided he was unaware of it. Should the interdicted person create a liability or acknowledge a debt, he will be called upon to fulfil it once the interdiction is removed.
The judge sells the debtor’s assets and distributes the proceeds among the creditors pro rata. A deferred debt does not become immediately due merely because of interdiction or the debtor’s death, so long as it is secured by collateral or by a solvent guarantor. If a creditor appears after the distribution, he may recover his rightful share from the other creditors.
The interdiction is lifted only upon full repayment or by judicial order, and the debtor may be compelled to earn a living in order to discharge the remainder of what he owes.

Section
(On a person interdicted for his own benefit)
Whoever entrusts his property to one interdicted for his own protection—such as a minor, an insane person, or a spendthrift—may reclaim it, provided it is still intact.

(1) Hajr—pronounced with either a or i after the h—lexically means restriction and prohibition; in Islamic law it denotes preventing a person from disposing of his property.
باب الحَجْر (١) مَنْ عَجَزَ عن وفاء شيء من دَينه حَرُم طلبُهُ وحَبسُهُ. ومَنْ مالُه قَدْرَ دَيْنه أو أكثر لم يُحْجر عليه، وأُمر بوفائه، فإن أَبَى حُبس بطلب ربِّه فإن أصرَّ باعه حاكمٌ، وقضاه، ولا يُطالبُ بمؤجل. ومَنْ مالُه لا يفي بحالّ دَيْنه حُجر عَليْهِ بسُؤال بَعْض غرمائه. وَيُسْتحب إظهاره فلا ينفذ تصرفه فِيهِ بعده ولا إقراره عليْهِ. ومَنْ وَجَدَ عين مَا باعه أوْ أقرضه له وَنحوه وَلوْ بَعْد حجره جاهلًا به رجع بهِ، وإن تصرَّف في ذمته أو أَقَرّ بدين طُولب بهِ بعد فَكِّ حَجْره. ويبيع حاكمٌ ما له ويقسمه بالمُحَاصَّة ولا يحل مؤجل بِحَجْرٍ ولا موت إن وُثِّق برهنٍ أو كفيلٍ مليء. وإن ظَهَرَ غريمٌ بعد قسمةٍ رَجَع على الغُرماء بقسطه. ولا ينفكُّ حَجْرُه إلا بوفائه أو حُكْم حاكم، ويُجبر على تكسّبٍ لوفاءِ بقِيّةٍ. فصلٌ [في المحجور عليه لحظّه] مَنْ دَفَعَ مالَه لمحجورٍ عَليْه لحظِّه كصَغِيرٍ ومجنونٍ وسفِيهٍ رَجَعَ بهِ إن بقي،
(١) الحجر -بِفَتْحِ الحَاءِ وَكسْرِهَا- لُغَةَ: التَّضْيِيقُ وَالْمَنْعُ. وَشَرْعاً: منع إنسانٍ من التصرف في ماله.

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