feel isolated and alone.
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The implicit understanding of the ḥadith is that when the company numbers more than three—four or above—there is no harm in two persons conferring privately. The proper decorum of gatherings is that all should feel warmth and ease, that beneficial conversation and pleasant witticisms be exchanged, and that restrained joking be allowed so long as it is among companions between whom formality has fallen away.
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Among the kinds of disapproved whispering is for two people to converse in a language the third does not understand; this carries the same ruling as the censured private talk.
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The outward purport of the ḥadith is that the private consultation described is prohibited, for a prohibition in the sacred law ordinarily denotes unlawfulness. If, however, it is not considered outright unlawful, then at the very least it is gravely disliked.