521 – ʿUqbah ibn ʿĀmir ﵁ relates: “I heard the Messenger of Allah ﷺ say, ‘Every person will be shaded by his charity until judgment is passed among the people.’” Reported by Ibn Ḥibbān and al-Ḥākim (1).

— Degree of authenticity
This ḥadith is ṣaḥīḥ. It was transmitted by Imām Aḥmad (16695), Ibn Khuzaymah (2431), and Ibn Ḥibbān in their Ṣaḥīḥ collections. Al-Ḥākim ruled it authentic according to the conditions of Muslim, and al-Dhahabī concurred. Al-Mundhirī said, “The ḥadith is ṣaḥīḥ,” al-Haythamī remarked, “Its narrators are trustworthy,” the author of al-Muhadhdhab judged its chain strong, and al-Suyūṭī also declared it authentic.

— Points derived from the ḥadith

1. Voluntary charity is recommended, highly virtuous, and strongly urged; it is one of the means by which the horrors of the Day of Resurrection are lightened.
2. The giver will be sheltered by his charity on that Day until judgment among mankind is completed—at that overwhelming scene described in Ṣaḥīḥ Muslim (2864), where al-Miqdād ibn al-Aswad ﵁ reports: “I heard the Messenger of Allah ﷺ say, ‘On the Day of Resurrection the sun will be brought near the servants until it is only a mile or two away, and it will scorch them. Their sweat will be in proportion to their deeds: some up to their ankles, others to their knees, others to their waists, and some will be bridled by it entirely.’”
3. The ḥadith affirms the reality of the Day of Resurrection, the Reckoning, and the final judgment between the servants, and this is among