Fiqh al-Adiyah wa-al-AdhkarAbd al-Razzaq ibn Abd al-Muhsin al-Badr

Al-Nasā’ī narrated from Maymūna—may Allah be pleased with her—that the Prophet—may Allah bless him and grant him peace—said, “No one incurs a debt and Allah knows that he intends to repay it without Allah repaying it on his behalf in this world.”1.

When a servant is sincere in his resolve and his intention is sound, his affairs are made easy, and Allah brings him ease and relief from where he does not expect. Whoever truly places his trust in Allah, Allah undertakes to help him, sets his affairs aright, and repays his debt.

Al-Bukhārī narrated in his Sahīh from Abū Hurayra—may Allah be pleased with him—that the Messenger of Allah—may Allah bless him and grant him peace—“mentioned a man from the Children of Israel who asked another Israelite to lend him one thousand dinars. The latter said, ‘Bring me witnesses whom I may call to witness.’ He replied, ‘Allah is sufficient as a witness.’ He said, ‘Then bring me a guarantor.’ He replied, ‘Allah is sufficient as a guarantor.’ He said, ‘You have spoken the truth,’ and gave him the money for a specified term.

“The borrower then went to sea and attended to his business. Afterwards, he sought a vessel that he could board to return to the lender by the appointed deadline, but he found none. So he took a piece of wood, hollowed it out, and placed inside it one thousand dinars together with a letter from him to his creditor. He then sealed the opening [that is, he levelled and repaired the hollowed-out area], took it to the sea, and said, ‘O Allah, You know that I borrowed one thousand dinars from so-and-so. He asked me for a guarantor, and I said, “Allah is sufficient as a guarantor,” and he accepted You. He asked me for a witness, and I said, “Allah is sufficient as a witness,” and he accepted You. I have striven to find a vessel by which I could send him what is owed to him, but I have been unable to do so. I therefore entrust it to You.’ He threw it into the sea until it disappeared into its depths. He then went away, all the while continuing to seek a vessel on which he could depart for his homeland.

“The man who had lent him the money went out to see whether a vessel might have arrived carrying his money. Suddenly, he saw the piece of wood containing the money and took it home as firewood for his family. When he sawed it open [that is, cut it with a saw], he found the money

(1) Sunan al-Nasāʾī, 7/315; al-Albānī (may Allah have mercy on him) graded it sahīh in Sahīh al-Jāmiʿ, no. 5677.
وروى النسائي عن ميمونة ﵂، عن النَّبِيِّ ﷺ أنَّه قال: "ما من أحَدٍ يُدانُ دَيْناً فعلمَ اللهُ منه أنَّه يريدُ قضاءَه إلاَّ أدَّاه اللهُ عنه في الدنيا"١. فإن صَدَقَ العبدُ في عَزمِه وصَلحُت نيَّتُه تيَسَّرت أمورُه، وأتاه الله باليُسر والفَرَج من حيث لا يَحتَسب، ومَن صَحَّ توكُّلُه على الله تكَفَّلَ الله بعونه وسدَّدَ أمرَه وقَضَى دَينَه. روى البخاري في صحيحه من حديث أبي هريرة ﵁، عن رسول الله ﷺ: "أنَّه ذَكَرَ رجلاً من بني إسرائيل سألَ بعضَ بني إسرائيل أن يُسلفَه ألف دينار، فقال: ائتني بالشهداء أُشهدُهم، فقال: كفى بالله شهيداً، قال: فائتني بالكفيل، فقال: كفى بالله كفيلاً، قال: صدقتَ، فدفعها إليه على أَجَل مسمًّى، فخرج في البحر فقضى حاجتَه، ثمَّ التمس مركباً يركبها يقدم عليه للأجل الذي أجَّلَه، فلم يَجد مركباً، فأخذ خشبَةً فنَقَرَها فأدخلَ فيها ألفَ دينار وصحيفةً منه إلى صاحبه، ثم زَجَّجَ موضعَها [أي: سوَّى موضعَ النقر وأصلحَه] ثم أتى بها إلى البحر فقال: اللَّهمَّ إنَّك تعلَمُ أنِّي كنت تسلَّفتُ فلاناً ألفَ دينار، فسألني كفيلاً فقلت كفى بالله كفيلاً، فرَضِيَ بك، وسألني شهيداً، فقلت كفى بالله شهيداً، فرَضِيَ بك، وإنِّي جَهَدتُ أن أجد مركباً أبعثُ إليه الذي له فلم أقدر، وإني أستوْدِعُكَها، فرمَى بها في البحر حتى وَلَجَت فيه، ثم انصرف وهو في ذلك يلتمسُ مركباً يخرج إلى بلده، فخرج الرَّجلُ الذي كان أسلَفَه ينظرُ لعلَّ مركباً قد جاء بماله، فإذا بالخشبة التي فيها المال، فأخذها لأهله حطباً، فلما نشَرَها [أي: قطعها بالمنشار] وجد المالَ
١ سنن النسائي (٧/٣١٥) ، وصحَّحه الألباني ﵀ في صحيح الجامع (رقم:٥٦٧٧) .

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