The waist-wrapper is that which is wrapped around the lower part of the body.
The head-covering is that with which the head is covered.
The shirt is a tunic with sleeves.
The two wrappings cover the entire body.
A hadith traced back to the Prophet ﷺ has been reported concerning this (1), but there is a weakness in its chain of transmission, since it includes an unidentified narrator. For this reason, some scholars said that a woman is shrouded in the same manner as a man; that is, in three garments, each wrapped over the other.
If the hadith is not authentic, this view is the sounder one, because the basic principle is that men and women are equal in the rulings of the Sacred Law, except where evidence indicates otherwise. Whatever the evidence establishes as a ruling specific to one of them is confined to that one; otherwise, the basic principle is that they are equal.
Accordingly, we say: if the hadith concerning shrouding a woman in these five garments is established as authentic, then that is the ruling. If it is not established, then the basic principle is that men and women are equal in all rulings, except where evidence indicates otherwise.
The obligatory minimum is one garment that covers the entire body.
His statement, “The obligatory minimum is one garment that covers the entire body,” means that what is obligatory for the shroud is a single garment that covers the entire deceased person.